ICICI Bank Personal Loan EMI Calculator
Estimate the monthly EMI and total repayable for a ICICI Bank personal loan, using the amount range, tenure and starting interest rate ICICI Bankpublishes on its own site. Your actual offer depends on ICICI Bank's assessment of your profile.
Processing fee (+18% GST)2%
Monthly EMI₹16,131
Total repayable₹5,92,525
Where every rupee goes
Principal₹5,00,00084.4%
Interest₹80,72513.6%
Processing fee₹10,0001.7%
GST on fee (18%)₹1,8000.3%
On short tenures the annualised rate can look high because one-time fees are spread over a few months. Compare the total repayable in rupees.
Example only. Your rate, fees and repayment amount depend on the lender's offer and Key Facts Statement.
Rate used: 9.99% p.a., the starting rate ICICI Bank advertises for its strongest-profile borrowers — not a guaranteed personal rate.
Source: ICICI Bank's official personal loan page → · Last checked 21 August 2026
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