Safety & Guides

Editorial guides on borrowing safely: verifying the regulated entity behind an app, reading cost disclosures, and what to do when something goes wrong. More guides are added as they pass review.

How to check any lending app before you borrow

Four checks that identify a safe, RBI-regulated lender in minutes — regulated entity, RBI registers, the Key Facts Statement and app permissions — plus the red flags that mean walk away.

Updated 21 August 2026 · Editorial