Fibe — review & key facts
Digital lending app (LSP) · loans issued by Multi-lender marketplace — 13 named partner NBFCs including EarlySalary Service Private Limited (Fibe's own group NBFC, formerly Ashish Securities Private Limited), KrazyBee Services, Northern Arc Capital, Incred Financial Services, HDB Financial Services, Vivriti Capital, Kisetsu Saison Finance (India), Piramal Finance, Tata Capital, Cholamandalam Investment & Finance, Oxyzo Financial Services, Mirae Asset Financial Services (India), SMFG India Credit
✓ Regulated entity identified✓ KFS available
Fact sheetevery field shows its verification state — no silent blanks
Public name
Fibe
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Legal lender
Multi-lender marketplace — 13 named partner NBFCs including EarlySalary Service Private Limited (Fibe's own group NBFC, formerly Ashish Securities Private Limited), KrazyBee Services, Northern Arc Capital, Incred Financial Services, HDB Financial Services, Vivriti Capital, Kisetsu Saison Finance (India), Piramal Finance, Tata Capital, Cholamandalam Investment & Finance, Oxyzo Financial Services, Mirae Asset Financial Services (India), SMFG India Credit
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App ↔ entity relationship
Fibe (operating entity address 404, The Chambers, Viman Nagar, Pune-411014, CIN U72200PN2015PLC157014) is an LSP naming 13 partner NBFCs on /our-lending-partners/, including its own historically-linked NBFC EarlySalary Service Private Limited (the brand's former name).
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RBI evidence
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— Not disclosed
Loan amount
Up to ₹10,00,000, described as instant and collateral-free
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Tenure
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— Not disclosed
Interest & APR
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— Not disclosed
Processing fee
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— Not disclosed
Service fee
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— Not disclosed
Late-payment fee
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— Not disclosed
Prepayment / foreclosure
"0 preclosure charges" stated for personal loans
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KFS
Key Fact Statement accepted via OTP as part of loan-agreement acceptance during disbursal.
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Eligibility & KYC
7-step process: OTP mobile verification; profile/identity creation; income/employment/residential details; bureau checks; Digital KYC via DigiLocker, Video KYC, bank account validation
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Disbursal route
Funds disbursed to bank account after loan agreement acceptance
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Repayment route
Repayment mandate via debit card, net banking, UPI, Aadhaar, or NACH
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VerifiedMulti-lender marketplace — 13 named partner NBFCs including EarlySalary Service Private Limited (Fibe's own group NBFC, formerly Ashish Securities Private Limited), KrazyBee Services, Northern Arc Capital, Incred Financial Services, HDB Financial Services, Vivriti Capital, Kisetsu Saison Finance (India), Piramal Finance, Tata Capital, Cholamandalam Investment & Finance, Oxyzo Financial Services, Mirae Asset Financial Services (India), SMFG India CreditKFS: availableLast checked: 2026-08-21View source →
Editorial assessment
Fibe is a digital lending app (LSP); loans are issued by Multi-lender marketplace — 13 named partner NBFCs including EarlySalary Service Private Limited (Fibe's own group NBFC, formerly Ashish Securities Private Limited), KrazyBee Services, Northern Arc Capital, Incred Financial Services, HDB Financial Services, Vivriti Capital, Kisetsu Saison Finance (India), Piramal Finance, Tata Capital, Cholamandalam Investment & Finance, Oxyzo Financial Services, Mirae Asset Financial Services (India), SMFG India Credit. Its official site publishes only some of the core loan terms; the rest are marked not disclosed below and should be confirmed in the lender's Key Facts Statement before you apply. A grievance escalation contact is published on its official site.
Contact & registered office
Customer care020-6763 9797
Email[email protected]
Registered office404, The Chambers, Viman Nagar, Pune - 411014
Grievance & complaints
Grievance Redressal Officer: Mr. Abhiroop Khairnar
Not resolved in 30 days? RBI Ombudsman route →Alternatives to compare
Airtel Finance
Marketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money Limited
Personal Loan (Flexi Credit): marketed 'up to ₹1000000 Instant Loan' (site also references up to ₹9-10 lakh range) · 'Interest @ 12.75% p.a.' shown as a starting/from rate; actual rate varies by matched partner lender
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