Axis Bank — review & key facts
Bank
✓ Regulated entity identified
Fact sheetevery field shows its verification state — no silent blanks
Public name
Axis Bank
✓ Verified
Legal lender
Axis Bank Limited
✓ Verified
App ↔ entity relationship
Axis Bank Limited is the regulated bank itself — no separate lending-service-provider relationship.
∅ Not applicable
RBI evidence
—
— Not disclosed
Loan amount
Up to ₹50 Lakh
✓ Verified
Tenure
12 to 84 months (search-snippet sourced, not independently re-fetched)
— Not disclosed
Interest & APR
Starting @ 9.99% p.a.
✓ Verified
Processing fee
Approx. 1.5%–2% of loan amount + GST (search-snippet sourced, not independently re-fetched)
— Not disclosed
Service fee
—
∅ Not applicable
Late-payment fee
—
— Not disclosed
Prepayment / foreclosure
—
— Not disclosed
KFS
—
— Not disclosed
Eligibility & KYC
—
— Not disclosed
Disbursal route
—
— Not disclosed
Repayment route
—
— Not disclosed
Grievance contact
Deepti Radkar (Principal Nodal Officer); Jagdish Panjumal Raikhanghar, AVP (Digital Lending Grievance Redressal Officer) · PNO: 08061865098; GRO: 08061865200 · PNO: [email protected]; GRO: [email protected]
✓ Verified
Editorial assessment
Axis Bank is a bank lending in its own name. Its official site publishes only some of the core loan terms; the rest are marked not disclosed below and should be confirmed in the lender's Key Facts Statement before you apply. A grievance escalation contact is published on its official site.
Contact & registered office
Customer care08061865098
Grievance & complaints
Grievance Redressal Officer: Deepti Radkar (Principal Nodal Officer); Jagdish Panjumal Raikhanghar, AVP (Digital Lending Grievance Redressal Officer)
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₹50,000 – ₹25,00,000 · Flexible repayment tenure – up to 60 months · Rates & Charges page (July 2026) states floating rates '8.55% – 13.52%'. The personal-loan landing page separately advertises 'from 9.50% p.a.' (up to 3 years) and '8.86% p.a.' (more than 3 years), effective 01 Aug 2026. Both figures reported as-is; not reconciled.
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