Bandhan Bank — review & key facts
Bank
✓ Regulated entity identified
Fact sheetevery field shows its verification state — no silent blanks
Public name
Bandhan Bank
✓ Verified
Legal lender
Bandhan Bank Limited
✓ Verified
App ↔ entity relationship
Bandhan Bank Limited is the regulated bank itself — no separate lending-service-provider relationship.
∅ Not applicable
RBI evidence
Official page states the bank is 'registered with DICGC' (an RBI subsidiary); explicit 'licensed by RBI' wording not found.
— Not disclosed
Loan amount
₹50,000 – ₹25,00,000
✓ Verified
Tenure
Flexible repayment tenure – up to 60 months
✓ Verified
Interest & APR
Rates & Charges page (July 2026) states floating rates '8.55% – 13.52%'. The personal-loan landing page separately advertises 'from 9.50% p.a.' (up to 3 years) and '8.86% p.a.' (more than 3 years), effective 01 Aug 2026. Both figures reported as-is; not reconciled.
✓ Verified
Processing fee
—
— Not disclosed
Service fee
—
∅ Not applicable
Late-payment fee
—
— Not disclosed
Prepayment / foreclosure
Nil foreclosure charges on loan amount ₹10 lakh & above (T&C apply)
✓ Verified
KFS
—
— Not disclosed
Eligibility & KYC
Salaried or self-employed; min age 21 (salaried)/23 (self-employed); max age at maturity 60/65. KYC: identity/address proof, photograph, salary documentation or ITR.
✓ Verified
Disbursal route
Product page references '2-day(s) loan crediting'.
✓ Verified
Repayment route
Part-payment feature available; specific EMI debit mechanism not detailed.
— Not disclosed
Grievance contact
Ms. Radhika Raghavan, Principal Nodal Officer · 033-6826-5301 · [email protected]
✓ Verified
Editorial assessment
Bandhan Bank is a bank lending in its own name. Its official site publishes most of the core loan terms — compare the figures below against other lenders before applying. A grievance escalation contact is published on its official site.
Contact & registered office
Customer care1800-258-8181 / 033-6633-3333
Email[email protected]
Registered officeDN 32, Sector V, Salt Lake City, Kolkata 700091
Corporate officeFloors 12-14, Adventz Infinity@5, BN 5, Sector V, Salt Lake City, Kolkata 700091
Grievance & complaints
Grievance Redressal Officer: Ms. Radhika Raghavan, Principal Nodal Officer
Not resolved in 30 days? RBI Ombudsman route →