Poonawalla Fincorp — review & key facts

Non-banking financial company (NBFC) · loans issued by Poonawalla Fincorp Limited

✓ Regulated entity identified

Visit Poonawalla Fincorp's official site →

Last checked 21 Aug 2026

Fact sheetevery field shows its verification state — no silent blanks

Public name

Poonawalla Fincorp

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Legal lender

Poonawalla Fincorp Limited

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App ↔ entity relationship

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∅ Not applicable

RBI evidence

About page states Poonawalla Fincorp Limited is 'a Cyrus Poonawalla group Non-Banking Finance Company (NBFC)'. CIN L51504PN1978PLC209007 disclosed on contact page.

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Loan amount

₹1 Lakh to ₹50 Lakh

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Tenure

12–84 months

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Interest & APR

Starting at 9.99% p.a.

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Processing fee

Up to 4% (plus applicable taxes) per rates page; FAQ elsewhere states 'up to 3%' — figures conflict.

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Service fee

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∅ Not applicable

Late-payment fee

Default Charges: 24% p.a. plus taxes. Dishonour Charges: ₹500 per bounce.

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Prepayment / foreclosure

Variable by EMIs paid, e.g. below 6 EMIs: 6% (own funds), rising to 8% for balance-transfer cases.

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KFS

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— Not disclosed

Eligibility & KYC

Age 21–60, Indian citizen, full-time employed with min 1 year experience, minimum monthly income ₹30,000.

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Disbursal route

Loan amount disbursed into the borrower's bank account instantly.

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Repayment route

EMI-based; repayment portal at ipg.poonawallafincorp.com.

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Grievance contact

Anooja Sodhi (Grievance Redressal Officer, Level 2) · 020-6780-8011 · [email protected]

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VerifiedPoonawalla Fincorp LimitedKFS: not-foundLast checked: 2026-08-21View source →

Editorial assessment

Poonawalla Fincorp is a NBFC lending in its own name. Its official site publishes most of the core loan terms — compare the figures below against other lenders before applying. A grievance escalation contact is published on its official site.

By RupeeRahi Editorial · reviewed 21 Aug 2026 · our methodology

Contact & registered office

Customer care1800-266-3201

Email[email protected]

Registered office201 and 202, 2nd Floor, AP81, Koregaon Park Annex, Mundhwa, Pune-411036, Maharashtra

Grievance & complaints

Grievance Redressal Officer: Anooja Sodhi (Grievance Redressal Officer, Level 2)

020-6780-8011 · [email protected] · 201 and 202, 2nd Floor, AP81, Koregaon Park Annexe, Mundhwa, Pune, Maharashtra - 411036

Not resolved in 30 days? RBI Ombudsman route →

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Minimum personal loan amount is about Rs 50,000, while the maximum is up to ₹50 lakhs. · Tenure 1 to 7 Years (per EMI calculator tool) · Indicative range of Rate of Interest: 10% p.a. to 28% p.a.; also stated: Personal Loan Starting at 10.99%* p.a.

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