Field
Airtel FinanceMarketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money Limited
CASHeBhanix Finance and Investment Limited
KisshtSi Creva Capital Services Private Limited
Money ViewMulti-lender marketplace — 15+ named partner NBFCs/banks (e.g. Clix Capital, DMI Finance, Northern Arc, SMFG India Credit, Piramal Finance, Vivriti Capital, Aditya Birla Capital, Credit Saison, Cholamandalam Investment & Finance, Oxyzo, South Indian Bank, PayU Finance, Wizdm Finance, BharatPe, Grow Money Capital)
StashfinAkara Capital Advisors Private Limited
TrustPaisaThanvir Bros Pvt Ltd and Sonu Marketing Pvt Ltd (named RBI-registered NBFC lending partners); platform operated by Flexidigital Tech India Pvt Ltd
Loan amount
Personal Loan (Flexi Credit): marketed 'up to ₹1000000 Instant Loan' (site also references up to ₹9-10 lakh range)
₹15,000 to ₹3,00,000
Personal Loan up to ₹10,00,000
₹50,000 to ₹7 lakh
₹10,000 to ₹4.8 Lakhs (₹4,80,000)
Up to ₹5,00,000
₹5,000 to ₹10,00,000
₹1 Lakh to ₹50 Lakh
Up to ₹10,00,000
Up to ₹5,00,000
₹3,000 – ₹45,000
Minimum personal loan amount is about Rs 50,000, while the maximum is up to ₹50 lakhs.
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APR
'Interest @ 12.75% p.a.' shown as a starting/from rate; actual rate varies by matched partner lender
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11.99% onwards
Starting from 18% p.a.; range stated as Min 18% Max 30%
21% to 39.5%
Starting from 1% per month
Starting from 1.16% per month (14% annually*)
Starting at 9.99% p.a.
Starting at 11%* p.a.
"0% for up to 30 days. 0%–39% rates applicable after the interest-free period"; APR range separately cited as 10%–45%
Up to 36% p.a.
Indicative range of Rate of Interest: 10% p.a. to 28% p.a.; also stated: Personal Loan Starting at 10.99%* p.a.
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Processing fee
2–5% + GST
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3.25%
Minimum 2.5% + applicable GST
Up to 3.9% of the loan amount
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Starting from 2% of the approved loan amount
Up to 4% (plus applicable taxes) per rates page; FAQ elsewhere states 'up to 3%' — figures conflict.
Up to 5%*
Transaction Fee: 3% + 18% GST
Up to 15% of loan amount, one-time, deducted at disbursal; GST applicable
Up to 4% of the Loan Sanctioned Amount
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Legal lender / entity
Marketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money Limited
Bhanix Finance and Investment Limited
DMI Finance Private Limited
Hero FinCorp Limited
Home Credit India Finance Private Limited
Si Creva Capital Services Private Limited
Multi-lender marketplace — 15+ named partner NBFCs/banks (e.g. Clix Capital, DMI Finance, Northern Arc, SMFG India Credit, Piramal Finance, Vivriti Capital, Aditya Birla Capital, Credit Saison, Cholamandalam Investment & Finance, Oxyzo, South Indian Bank, PayU Finance, Wizdm Finance, BharatPe, Grow Money Capital)
Poonawalla Fincorp Limited
Shriram Finance Limited
Akara Capital Advisors Private Limited
Thanvir Bros Pvt Ltd and Sonu Marketing Pvt Ltd (named RBI-registered NBFC lending partners); platform operated by Flexidigital Tech India Pvt Ltd
Aditya Birla Finance Limited
Bajaj Finance Limited
Mahindra & Mahindra Financial Services Limited
Muthoot Finance Limited
SMFG India Credit Company Limited
Tata Capital Limited