Best Personal Loans by Employment Type — August 2026

Lenders named across our self-employed, salaried, student, pensioner and government-employee personal loan pages.

Data checked 21 August 2026 · Methodology · sort: verified entity first ↑ (never a hidden commission order)
01
Aditya Birla Capital
Aditya Birla Finance Limited (NBFC)
Amount
Tenure
APR
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VerifiedAditya Birla Finance Limited (NBFC)KFS: n/aLast checked: 2026-08-21View source →
Named on 2 of 28 pages in this group
02
Bajaj Finserv
Bajaj Finance Limited (NBFC)
Amount
Tenure
APR
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VerifiedBajaj Finance Limited (NBFC)KFS: n/aLast checked: 2026-08-21View source →
Named on 13 of 28 pages in this group
03
DMI Finance
DMI Finance Private Limited (NBFC)
Amount
Tenure
APR
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VerifiedDMI Finance Private Limited (NBFC)KFS: n/aLast checked: 2026-08-21View source →
Named on 14 of 28 pages in this group
04
HDB Financial Services
HDB Financial Services Limited (NBFC)
Amount
Tenure
APR
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VerifiedHDB Financial Services Limited (NBFC)KFS: n/aLast checked: 2026-08-21View source →
Named on 6 of 28 pages in this group
05
Hero FinCorp
Hero FinCorp Limited (NBFC)
Amount
Tenure
APR
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VerifiedHero FinCorp Limited (NBFC)KFS: n/aLast checked: 2026-08-21View source →
Named on 3 of 28 pages in this group
06
Home Credit India
Home Credit India Finance Private Limited (NBFC)
Amount
Tenure
APR
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VerifiedHome Credit India Finance Private Limited (NBFC)KFS: n/aLast checked: 2026-08-21View source →
Named on 6 of 28 pages in this group
07
IIFL Finance
IIFL Finance Limited (NBFC)
Amount
Tenure
APR
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VerifiedIIFL Finance Limited (NBFC)KFS: n/aLast checked: 2026-08-21View source →
Named on 1 of 28 pages in this group
08
Mahindra Finance
Mahindra & Mahindra Financial Services Limited (NBFC)
Amount
Tenure
APR
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VerifiedMahindra & Mahindra Financial Services Limited (NBFC)KFS: n/aLast checked: 2026-08-21View source →
Named on 2 of 28 pages in this group
09
Navi
Navi Finserv Limited (NBFC)
Amount
Tenure
APR
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VerifiedNavi Finserv Limited (NBFC)KFS: n/aLast checked: 2026-08-21View source →
Named on 9 of 28 pages in this group
10
Poonawalla Fincorp
Poonawalla Fincorp Limited (NBFC)
Amount
Tenure
APR
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VerifiedPoonawalla Fincorp Limited (NBFC)KFS: n/aLast checked: 2026-08-21View source →
Named on 3 of 28 pages in this group
11
Shriram Finance
Shriram Finance Limited (NBFC)
Amount
Tenure
APR
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VerifiedShriram Finance Limited (NBFC)KFS: n/aLast checked: 2026-08-21View source →
Named on 12 of 28 pages in this group
12
SMFG India Credit
SMFG India Credit Company Limited (NBFC)
Amount
Tenure
APR
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VerifiedSMFG India Credit Company Limited (NBFC)KFS: n/aLast checked: 2026-08-21View source →
Named on 17 of 28 pages in this group
13
Tata Capital
Tata Capital Limited (NBFC)
Amount
Tenure
APR
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VerifiedTata Capital Limited (NBFC)KFS: n/aLast checked: 2026-08-21View source →
Named on 14 of 28 pages in this group
14
Airtel Finance
Platform — loans via partner lenders
Amount
Tenure
APR
Apply now →
Relationship unclearPlatform — loans via partner lendersKFS: n/aLast checked: 2026-08-21View source →
Named on 11 of 28 pages in this group
15
CASHe
App brand — loans via partner NBFC
Amount
Tenure
APR
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Relationship unclearApp brand — loans via partner NBFCKFS: n/aLast checked: 2026-08-21View source →
Named on 4 of 28 pages in this group
16
Kissht
App brand — loans via partner NBFC
Amount
Tenure
APR
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Relationship unclearApp brand — loans via partner NBFCKFS: n/aLast checked: 2026-08-21View source →
Named on 9 of 28 pages in this group
17
LazyPay
App brand — loans via PayU Finance India
Amount
Tenure
APR
Apply now →
Relationship unclearApp brand — loans via PayU Finance IndiaKFS: n/aLast checked: 2026-08-21View source →
Named on 1 of 28 pages in this group
18
Money View
App brand — loans via partner NBFCs
Amount
Tenure
APR
Apply now →
Relationship unclearApp brand — loans via partner NBFCsKFS: n/aLast checked: 2026-08-21View source →
Named on 2 of 28 pages in this group
19
Paytm
Platform — loans via partner lenders
Amount
Tenure
APR
Apply now →
Relationship unclearPlatform — loans via partner lendersKFS: n/aLast checked: 2026-08-21View source →
Named on 2 of 28 pages in this group
20
Stashfin
App brand — loans via partner NBFC
Amount
Tenure
APR
Apply now →
Relationship unclearApp brand — loans via partner NBFCKFS: n/aLast checked: 2026-08-21View source →
Named on 13 of 28 pages in this group
21
TrustPaisa
App brand — loans via partner NBFC
Amount
Tenure
APR
Apply now →
Relationship unclearApp brand — loans via partner NBFCKFS: n/aLast checked: 2026-08-21View source →
Named on 4 of 28 pages in this group

Amount, tenure and APR are shown only where we have independently verified the figure from the lender's own source — where we don't, you see "—" rather than a marketing number. Commercial partnerships never change the order above.

Side-by-side comparison

Tick "Compare" on up to three lenders above to see them side by side.

How we rank by employment type

This list is the union of every lender named across 28 RupeeRahi loan pages in the "By employment type" group, deduplicated by brand. We do not have a verified total-cost figure for most lenders yet, so we cannot honestly rank by cost. Instead we rank by evidence: lenders whose regulated entity is verified from an official source come first, then everyone else, alphabetically within each group.

We do not rank by commission, and a commercial relationship with a lender never changes this order or the facts shown next to its name. Full disclosure: how we make money.