IDBI Bank — review & key facts
Bank
✓ Regulated entity identified
Fact sheetevery field shows its verification state — no silent blanks
Public name
IDBI Bank
✓ Verified
Legal lender
IDBI Bank Limited
✓ Verified
App ↔ entity relationship
IDBI Bank is the regulated bank itself — no separate lending-service-provider relationship.
∅ Not applicable
RBI evidence
—
— Not disclosed
Loan amount
Minimum ₹50,000 / Maximum ₹5,00,000
✓ Verified
Tenure
Minimum 13 months / Maximum 60 months
✓ Verified
Interest & APR
11% to 14.75% p.a. (fixed rate)
✓ Verified
Processing fee
—
— Not disclosed
Service fee
—
∅ Not applicable
Late-payment fee
—
— Not disclosed
Prepayment / foreclosure
—
— Not disclosed
KFS
—
— Not disclosed
Eligibility & KYC
Targeted at existing salaried-profile customers; age 21–60; end-to-end digital processing without physical documentation.
✓ Verified
Disbursal route
"Quick disbursement directly into the customer's account"
✓ Verified
Repayment route
—
— Not disclosed
Grievance contact
Shri Karimlal Evaram (Chief General Manager & Principal Nodal Officer, Pan India) · 022-6655 2143
✓ Verified
Editorial assessment
IDBI Bank is a bank lending in its own name. Its official site publishes most of the core loan terms — compare the figures below against other lenders before applying. A grievance escalation contact is published on its official site.
Contact & registered office
Customer careToll-free 1800-209-4324 / 1800-22-1070
Email[email protected]
Corporate officeCustomer Care Centre, IDBI Bank Ltd., 19th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai 400005
Grievance & complaints
Grievance Redressal Officer: Shri Karimlal Evaram (Chief General Manager & Principal Nodal Officer, Pan India)
Not resolved in 30 days? RBI Ombudsman route →Alternatives to compare
Bandhan Bank
Bandhan Bank Limited
₹50,000 – ₹25,00,000 · Flexible repayment tenure – up to 60 months · Rates & Charges page (July 2026) states floating rates '8.55% – 13.52%'. The personal-loan landing page separately advertises 'from 9.50% p.a.' (up to 3 years) and '8.86% p.a.' (more than 3 years), effective 01 Aug 2026. Both figures reported as-is; not reconciled.
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