IDFC FIRST Bank — review & key facts
Bank
✓ Regulated entity identified
Fact sheetevery field shows its verification state — no silent blanks
Public name
IDFC FIRST Bank
✓ Verified
Legal lender
IDFC FIRST Bank Limited
✓ Verified
App ↔ entity relationship
IDFC FIRST Bank Limited is the regulated bank itself — no separate lending-service-provider relationship.
∅ Not applicable
RBI evidence
—
— Not disclosed
Loan amount
Up to ₹15 Lakh
✓ Verified
Tenure
—
— Not disclosed
Interest & APR
Starting at 9.99% p.a.
✓ Verified
Processing fee
—
— Not disclosed
Service fee
—
∅ Not applicable
Late-payment fee
—
— Not disclosed
Prepayment / foreclosure
—
— Not disclosed
KFS
—
— Not disclosed
Eligibility & KYC
—
— Not disclosed
Disbursal route
—
— Not disclosed
Repayment route
—
— Not disclosed
Grievance contact
Vipul Raj (Principal Nodal Officer)
— Not disclosed
Editorial assessment
IDFC FIRST Bank is a bank lending in its own name. Its official site publishes only some of the core loan terms; the rest are marked not disclosed below and should be confirmed in the lender's Key Facts Statement before you apply. No individually named grievance contact was found on its official site at last check.
Contact & registered office
Not disclosed in the official pages we reviewed — check the lender's own contact page before applying.
Grievance & complaints
Grievance Redressal Officer: Vipul Raj (Principal Nodal Officer)
Not resolved in 30 days? RBI Ombudsman route →Alternatives to compare
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₹50,000 – ₹25,00,000 · Flexible repayment tenure – up to 60 months · Rates & Charges page (July 2026) states floating rates '8.55% – 13.52%'. The personal-loan landing page separately advertises 'from 9.50% p.a.' (up to 3 years) and '8.86% p.a.' (more than 3 years), effective 01 Aug 2026. Both figures reported as-is; not reconciled.
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