Punjab National Bank — review & key facts
Bank
✓ Regulated entity identified
Fact sheetevery field shows its verification state — no silent blanks
Public name
Punjab National Bank
✓ Verified
Legal lender
Punjab National Bank
✓ Verified
App ↔ entity relationship
Punjab National Bank is the regulated bank itself — no separate lending-service-provider relationship.
∅ Not applicable
RBI evidence
—
— Not disclosed
Loan amount
Up to ₹50 Lakh (headline claim; no minimum stated)
✓ Verified
Tenure
—
— Not disclosed
Interest & APR
—
— Not disclosed
Processing fee
—
— Not disclosed
Service fee
—
∅ Not applicable
Late-payment fee
—
— Not disclosed
Prepayment / foreclosure
—
— Not disclosed
KFS
—
— Not disclosed
Eligibility & KYC
—
— Not disclosed
Disbursal route
Entire application-to-disbursement process described as digital
✓ Verified
Repayment route
—
— Not disclosed
Grievance contact
Grievance Redressal Policy FY 2025-26 confirms escalation to the RBI Ombudsman under the Integrated Ombudsman Scheme 2021 if unresolved within 30 days. Individual Principal Nodal Officer name could not be reliably confirmed (source PDF extraction was garbled) — deliberately left undisclosed rather than reporting an uncertain name as fact.
— Not disclosed
Editorial assessment
Punjab National Bank is a bank lending in its own name. Its official site publishes only some of the core loan terms; the rest are marked not disclosed below and should be confirmed in the lender's Key Facts Statement before you apply. No individually named grievance contact was found on its official site at last check.
Contact & registered office
Customer care1800 180 8888
Corporate officePlot No 4, Sector-10, Dwarka, New Delhi – 110075
Grievance & complaints
Grievance Redressal Policy FY 2025-26 confirms escalation to the RBI Ombudsman under the Integrated Ombudsman Scheme 2021 if unresolved within 30 days. Individual Principal Nodal Officer name could not be reliably confirmed (source PDF extraction was garbled) — deliberately left undisclosed rather than reporting an uncertain name as fact.
Not resolved in 30 days? RBI Ombudsman route →Alternatives to compare
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₹50,000 – ₹25,00,000 · Flexible repayment tenure – up to 60 months · Rates & Charges page (July 2026) states floating rates '8.55% – 13.52%'. The personal-loan landing page separately advertises 'from 9.50% p.a.' (up to 3 years) and '8.86% p.a.' (more than 3 years), effective 01 Aug 2026. Both figures reported as-is; not reconciled.
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