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Best Personal Loans by Loan Amount — August 2026

Lenders named across our loan-amount pages, from small-ticket to large-ticket personal loans.

Data checked 21 August 2026 · Methodology · sort: verified entity first ↑ (never a hidden commission order)

Marketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money Limited

AmountPersonal Loan (Flexi Credit): marketed 'up to ₹1000000 Instant Loan' (site also references up to ₹9-10 lakh range)

Tenure—

APR'Interest @ 12.75% p.a.' shown as a starting/from rate; actual rate varies by matched partner lender

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✓VerifiedMarketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money LimitedKFS: availableLast checked: 2026-08-21View source →

Named on 20 of 34 pages in this group

CASHe

Bhanix Finance and Investment Limited

Amount₹15,000 to ₹3,00,000

Tenure3 to 18 months

APR—

CompareApply now →

✓VerifiedBhanix Finance and Investment LimitedKFS: not-foundLast checked: 2026-08-21View source →

Named on 6 of 34 pages in this group

DMI Finance

DMI Finance Private Limited

AmountPersonal Loan up to ₹10,00,000

Tenure—

APR11.99% onwards

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✓VerifiedDMI Finance Private LimitedKFS: not-foundLast checked: 2026-08-21View source →

Named on 8 of 34 pages in this group

Hero FinCorp

Hero FinCorp Limited

Amount₹50,000 to ₹7 lakh

Tenure12 to 36 months

APRStarting from 18% p.a.; range stated as Min 18% Max 30%

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✓VerifiedHero FinCorp LimitedKFS: availableLast checked: 2026-08-21View source →

Named on 1 of 34 pages in this group

Home Credit India

Home Credit India Finance Private Limited

Amount₹10,000 to ₹4.8 Lakhs (₹4,80,000)

Tenure12 to 60 months

APR21% to 39.5%

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✓VerifiedHome Credit India Finance Private LimitedKFS: not-foundLast checked: 2026-08-21View source →

Named on 7 of 34 pages in this group

Kissht

Si Creva Capital Services Private Limited

AmountUp to ₹5,00,000

Tenure6 to 60 months

APRStarting from 1% per month

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✓VerifiedSi Creva Capital Services Private LimitedKFS: availableLast checked: 2026-08-21View source →

Named on 11 of 34 pages in this group

LazyPay

PayU Finance India Private Limited

Amount—

Tenure—

APR—

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✓VerifiedPayU Finance India Private LimitedKFS: not-foundLast checked: 2026-08-21View source →

Named on 3 of 34 pages in this group

Money View

Multi-lender marketplace — 15+ named partner NBFCs/banks (e.g. Clix Capital, DMI Finance, Northern Arc, SMFG India Credit, Piramal Finance, Vivriti Capital, Aditya Birla Capital, Credit Saison, Cholamandalam Investment & Finance, Oxyzo, South Indian Bank, PayU Finance, Wizdm Finance, BharatPe, Grow Money Capital)

Amount₹5,000 to ₹10,00,000

Tenure3 to 60 months (5 years)

APRStarting from 1.16% per month (14% annually*)

CompareApply now →

✓VerifiedMulti-lender marketplace — 15+ named partner NBFCs/banks (e.g. Clix Capital, DMI Finance, Northern Arc, SMFG India Credit, Piramal Finance, Vivriti Capital, Aditya Birla Capital, Credit Saison, Cholamandalam Investment & Finance, Oxyzo, South Indian Bank, PayU Finance, Wizdm Finance, BharatPe, Grow Money Capital)KFS: not-foundLast checked: 2026-08-21View source →

Named on 5 of 34 pages in this group

mPokket

mPokket Financial Services Private Limited

AmountLoans / credit limit up to ₹2,00,000

TenureSite describes lump-sum or EMI repayment flexibility but no numeric tenure range on homepage

APR—

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✓VerifiedmPokket Financial Services Private LimitedKFS: not-foundLast checked: 2026-08-21View source →

Named on 3 of 34 pages in this group

Poonawalla Fincorp

Poonawalla Fincorp Limited

Amount₹1 Lakh to ₹50 Lakh

Tenure12–84 months

APRStarting at 9.99% p.a.

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✓VerifiedPoonawalla Fincorp LimitedKFS: not-foundLast checked: 2026-08-21View source →

Named on 9 of 34 pages in this group

Shriram Finance

Shriram Finance Limited

AmountUp to ₹10,00,000

Tenure12 to 60 months

APRStarting at 11%* p.a.

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✓VerifiedShriram Finance LimitedKFS: not-foundLast checked: 2026-08-21View source →

Named on 2 of 34 pages in this group

Stashfin

Akara Capital Advisors Private Limited

AmountUp to ₹5,00,000

Tenure3–48 months

APR"0% for up to 30 days. 0%–39% rates applicable after the interest-free period"; APR range separately cited as 10%–45%

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✓VerifiedAkara Capital Advisors Private LimitedKFS: not-foundLast checked: 2026-08-21View source →

Named on 27 of 34 pages in this group

Zype

Respo Financial Capital Private Limited

AmountUp to ₹5 lakh

Tenure6 to 36 months

APR18% to 34% per annum, depending on borrower profile

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✓VerifiedRespo Financial Capital Private LimitedKFS: availableLast checked: 2026-08-21View source →

Named on 2 of 34 pages in this group

Aditya Birla Capital

Aditya Birla Finance Limited

AmountMinimum personal loan amount is about Rs 50,000, while the maximum is up to ₹50 lakhs.

TenureTenure 1 to 7 Years (per EMI calculator tool)

APRIndicative range of Rate of Interest: 10% p.a. to 28% p.a.; also stated: Personal Loan Starting at 10.99%* p.a.

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!Relationship unclearAditya Birla Finance LimitedKFS: not-foundLast checked: 2026-08-21View source →

Named on 6 of 34 pages in this group

Paytm

Platform — loans via partner lenders

Amount₹5,000 to ₹15,00,000

Tenure3 to 84 months (FAQ elsewhere cites 3–60 months)

APRStarting from 9% p.a. (reducing balance); EMI calculator cites a range of 10.99%–36%

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!Relationship unclearPlatform — loans via partner lendersKFS: not-foundLast checked: 2026-08-21View source →

Named on 10 of 34 pages in this group

RapidRupee

App brand — loans via partner NBFC

Amount—

Tenure—

APR—

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!Relationship unclearApp brand — loans via partner NBFCKFS: not-foundLast checked: 2026-08-21View source →

Named on 2 of 34 pages in this group

Bajaj Finserv

Bajaj Finance Limited

Amount—

Tenure—

APR—

CompareApply now →

—Not disclosedBajaj Finance LimitedKFS: not-foundLast checked: 2026-08-21View source →

Named on 27 of 34 pages in this group

Muthoot Finance

Muthoot Finance Limited

Amount—

Tenure—

APR—

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—Not disclosedMuthoot Finance LimitedKFS: not-foundLast checked: 2026-08-21View source →

Named on 4 of 34 pages in this group

Navi

Navi Finserv Limited

Amount—

Tenure—

APR—

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—Not disclosedNavi Finserv LimitedKFS: not-foundLast checked: 2026-08-21View source →

Named on 6 of 34 pages in this group

SMFG India Credit

SMFG India Credit Company Limited

Amount—

Tenure—

APR—

CompareApply now →

—Not disclosedSMFG India Credit Company LimitedKFS: not-foundLast checked: 2026-08-21View source →

Named on 18 of 34 pages in this group

Tata Capital

Tata Capital Limited

Amount—

Tenure—

APR—

CompareApply now →

—Not disclosedTata Capital LimitedKFS: not-foundLast checked: 2026-08-21View source →

Named on 15 of 34 pages in this group

Amount, tenure and APR are shown only where we have independently verified the figure from the lender's own source — where we don't, you see "—" rather than a marketing number. Commercial partnerships never change the order above.

Side-by-side comparison

Tick "Compare" on up to three lenders above to see them side by side.

Field

Airtel Finance

CASHe

Bhanix Finance and Investment Limited

DMI Finance

DMI Finance Private Limited

Hero FinCorp

Hero FinCorp Limited

Home Credit India

Home Credit India Finance Private Limited

Kissht

Si Creva Capital Services Private Limited

LazyPay

PayU Finance India Private Limited

Money View

mPokket

mPokket Financial Services Private Limited

Poonawalla Fincorp

Poonawalla Fincorp Limited

Shriram Finance

Shriram Finance Limited

Stashfin

Akara Capital Advisors Private Limited

Zype

Respo Financial Capital Private Limited

Aditya Birla Capital

Aditya Birla Finance Limited

Paytm

Platform — loans via partner lenders

RapidRupee

App brand — loans via partner NBFC

Bajaj Finserv

Bajaj Finance Limited

Muthoot Finance

Muthoot Finance Limited

Navi

Navi Finserv Limited

SMFG India Credit

SMFG India Credit Company Limited

Tata Capital

Tata Capital Limited

Loan amount

Personal Loan (Flexi Credit): marketed 'up to ₹1000000 Instant Loan' (site also references up to ₹9-10 lakh range)

₹15,000 to ₹3,00,000

Personal Loan up to ₹10,00,000

₹50,000 to ₹7 lakh

₹10,000 to ₹4.8 Lakhs (₹4,80,000)

Up to ₹5,00,000

—

₹5,000 to ₹10,00,000

Loans / credit limit up to ₹2,00,000

₹1 Lakh to ₹50 Lakh

Up to ₹10,00,000

Up to ₹5,00,000

Up to ₹5 lakh

Minimum personal loan amount is about Rs 50,000, while the maximum is up to ₹50 lakhs.

₹5,000 to ₹15,00,000

—

Tenure

—

3 to 18 months

—

12 to 36 months

12 to 60 months

6 to 60 months

—

3 to 60 months (5 years)

Site describes lump-sum or EMI repayment flexibility but no numeric tenure range on homepage

12–84 months

12 to 60 months

3–48 months

6 to 36 months

Tenure 1 to 7 Years (per EMI calculator tool)

3 to 84 months (FAQ elsewhere cites 3–60 months)

—

APR

'Interest @ 12.75% p.a.' shown as a starting/from rate; actual rate varies by matched partner lender

—

11.99% onwards

Starting from 18% p.a.; range stated as Min 18% Max 30%

21% to 39.5%

Starting from 1% per month

—

Starting from 1.16% per month (14% annually*)

—

Starting at 9.99% p.a.

Starting at 11%* p.a.

"0% for up to 30 days. 0%–39% rates applicable after the interest-free period"; APR range separately cited as 10%–45%

18% to 34% per annum, depending on borrower profile

Indicative range of Rate of Interest: 10% p.a. to 28% p.a.; also stated: Personal Loan Starting at 10.99%* p.a.

Starting from 9% p.a. (reducing balance); EMI calculator cites a range of 10.99%–36%

—

Processing fee

2–5% + GST

—

3.25%

Minimum 2.5% + applicable GST

Up to 3.9% of the loan amount

—

Starting from 2% of the approved loan amount

—

Up to 4% (plus applicable taxes) per rates page; FAQ elsewhere states 'up to 3%' — figures conflict.

Up to 5%*

Transaction Fee: 3% + 18% GST

—

Up to 4% of the Loan Sanctioned Amount

0–3% of loan amount, plus 18% GST on the fee

—

Legal lender / entity

Bhanix Finance and Investment Limited

DMI Finance Private Limited

Hero FinCorp Limited

Home Credit India Finance Private Limited

Si Creva Capital Services Private Limited

PayU Finance India Private Limited

mPokket Financial Services Private Limited

Poonawalla Fincorp Limited

Shriram Finance Limited

Akara Capital Advisors Private Limited

Respo Financial Capital Private Limited

Aditya Birla Finance Limited

Platform — loans via partner lenders

App brand — loans via partner NBFC

Bajaj Finance Limited

Muthoot Finance Limited

Navi Finserv Limited

SMFG India Credit Company Limited

Tata Capital Limited

Verification status

Verified

Relationship unclear

Not disclosed

Key Facts Statement (KFS)

Available

Not found

Available

Not found

Available

Not found

Available

Not found

Last checked

2026-08-21

Source

View source →

Loan pages behind this ranking34 pages

How we rank by loan amount

This list is the union of every lender named across 34 RupeeRahi loan pages in the "By loan amount" group, deduplicated by brand. We do not have a verified total-cost figure for most lenders yet, so we cannot honestly rank by cost. Instead we rank by evidence: lenders whose regulated entity is verified from an official source come first, then everyone else, alphabetically within each group.

We do not rank by commission, and a commercial relationship with a lender never changes this order or the facts shown next to its name. Full disclosure: how we make money.

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