Best Instant Cash & Same-Day Loans — August 2026
Lenders named across our short-term, same-day, Aadhaar-card and PAN-card cash loan pages.
01
Airtel Finance
Marketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money Limited
AmountPersonal Loan (Flexi Credit): marketed 'up to ₹1000000 Instant Loan' (site also references up to ₹9-10 lakh range)
Tenure—
APR'Interest @ 12.75% p.a.' shown as a starting/from rate; actual rate varies by matched partner lender
Apply now →VerifiedMarketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money LimitedKFS: availableLast checked: 2026-08-21View source →
Named on 48 of 92 pages in this group02
CASHe
Bhanix Finance and Investment Limited
Amount₹15,000 to ₹3,00,000
Tenure3 to 18 months
APR—
Apply now →Named on 20 of 92 pages in this group
03
DMI Finance
DMI Finance Private Limited
AmountPersonal Loan up to ₹10,00,000
Tenure—
APR11.99% onwards
Apply now →Named on 14 of 92 pages in this group
04
Fibe
Multi-lender marketplace — 13 named partner NBFCs including EarlySalary Service Private Limited (Fibe's own group NBFC, formerly Ashish Securities Private Limited), KrazyBee Services, Northern Arc Capital, Incred Financial Services, HDB Financial Services, Vivriti Capital, Kisetsu Saison Finance (India), Piramal Finance, Tata Capital, Cholamandalam Investment & Finance, Oxyzo Financial Services, Mirae Asset Financial Services (India), SMFG India Credit
AmountUp to ₹10,00,000, described as instant and collateral-free
Tenure—
APR—
Apply now →VerifiedMulti-lender marketplace — 13 named partner NBFCs including EarlySalary Service Private Limited (Fibe's own group NBFC, formerly Ashish Securities Private Limited), KrazyBee Services, Northern Arc Capital, Incred Financial Services, HDB Financial Services, Vivriti Capital, Kisetsu Saison Finance (India), Piramal Finance, Tata Capital, Cholamandalam Investment & Finance, Oxyzo Financial Services, Mirae Asset Financial Services (India), SMFG India CreditKFS: availableLast checked: 2026-08-21View source →
Named on 2 of 92 pages in this group05
Finnable
Finnable Technologies Private Limited (platform operator) — loans routed via Finnable Credit Private Limited (own NBFC arm) and partner NBFCs/banks
AmountUp to ₹10 lakhs; EMIs cited 'as low as ₹3,000'
Tenure—
APR—
Apply now →VerifiedFinnable Technologies Private Limited (platform operator) — loans routed via Finnable Credit Private Limited (own NBFC arm) and partner NBFCs/banksKFS: not-foundLast checked: 2026-08-21View source →
Named on 3 of 92 pages in this group06
Hero FinCorp
Hero FinCorp Limited
Amount₹50,000 to ₹7 lakh
Tenure12 to 36 months
APRStarting from 18% p.a.; range stated as Min 18% Max 30%
Apply now →Named on 2 of 92 pages in this group
07
Home Credit India
Home Credit India Finance Private Limited
Amount₹10,000 to ₹4.8 Lakhs (₹4,80,000)
Tenure12 to 60 months
APR21% to 39.5%
Apply now →VerifiedHome Credit India Finance Private LimitedKFS: not-foundLast checked: 2026-08-21View source →
Named on 35 of 92 pages in this group08
IIFL Finance
IIFL Finance Limited
Amount₹5,000 to ₹5,00,000
Tenure3 months to 42 months
APR12.75%–44% p.a. per main text; a separate rates section lists '12%–28% (Fixed)' — figures conflict.
Apply now →Named on 2 of 92 pages in this group
09
Kissht
Si Creva Capital Services Private Limited
AmountUp to ₹5,00,000
Tenure6 to 60 months
APRStarting from 1% per month
Apply now →VerifiedSi Creva Capital Services Private LimitedKFS: availableLast checked: 2026-08-21View source →
Named on 21 of 92 pages in this groupNamed on 14 of 92 pages in this group
11
LoanTap
LoanTap Credit Products Private Limited (LoanTap's own NBFC arm) plus 30+ additional partner NBFCs/banks
AmountPersonal loans: up to ₹10 lakhs. Business/MSME loans: up to ₹10 lakhs. E-Bike loans: ₹20,000–₹2,00,000.
TenurePersonal loans: up to 60 months. Business loans: up to 36 months.
APR—
Apply now →VerifiedLoanTap Credit Products Private Limited (LoanTap's own NBFC arm) plus 30+ additional partner NBFCs/banksKFS: not-foundLast checked: 2026-08-21View source →
Named on 1 of 92 pages in this group12
Money View
Multi-lender marketplace — 15+ named partner NBFCs/banks (e.g. Clix Capital, DMI Finance, Northern Arc, SMFG India Credit, Piramal Finance, Vivriti Capital, Aditya Birla Capital, Credit Saison, Cholamandalam Investment & Finance, Oxyzo, South Indian Bank, PayU Finance, Wizdm Finance, BharatPe, Grow Money Capital)
Amount₹5,000 to ₹10,00,000
Tenure3 to 60 months (5 years)
APRStarting from 1.16% per month (14% annually*)
Apply now →VerifiedMulti-lender marketplace — 15+ named partner NBFCs/banks (e.g. Clix Capital, DMI Finance, Northern Arc, SMFG India Credit, Piramal Finance, Vivriti Capital, Aditya Birla Capital, Credit Saison, Cholamandalam Investment & Finance, Oxyzo, South Indian Bank, PayU Finance, Wizdm Finance, BharatPe, Grow Money Capital)KFS: not-foundLast checked: 2026-08-21View source →
Named on 21 of 92 pages in this group13
mPokket
mPokket Financial Services Private Limited
AmountLoans / credit limit up to ₹2,00,000
TenureSite describes lump-sum or EMI repayment flexibility but no numeric tenure range on homepage
APR—
Apply now →VerifiedmPokket Financial Services Private LimitedKFS: not-foundLast checked: 2026-08-21View source →
Named on 3 of 92 pages in this group14
Poonawalla Fincorp
Poonawalla Fincorp Limited
Amount₹1 Lakh to ₹50 Lakh
Tenure12–84 months
APRStarting at 9.99% p.a.
Apply now →Named on 17 of 92 pages in this group
15
Shriram Finance
Shriram Finance Limited
AmountUp to ₹10,00,000
Tenure12 to 60 months
APRStarting at 11%* p.a.
Apply now →Named on 17 of 92 pages in this group
16
Stashfin
Akara Capital Advisors Private Limited
AmountUp to ₹5,00,000
Tenure3–48 months
APR"0% for up to 30 days. 0%–39% rates applicable after the interest-free period"; APR range separately cited as 10%–45%
Apply now →Named on 34 of 92 pages in this group
17
State Bank of India
State Bank of India
AmountMinimum ₹1 lakh, up to ₹50 lakhs
TenureMinimum 6 months, maximum 84 months
APRStarting from 10.00%* p.a. (rate table effective w.e.f. 01.04.2026)
Apply now →Named on 1 of 92 pages in this group
18
TrustPaisa
Thanvir Bros Pvt Ltd and Sonu Marketing Pvt Ltd (named RBI-registered NBFC lending partners); platform operated by Flexidigital Tech India Pvt Ltd
Amount₹3,000 – ₹45,000
Tenure91 – 365 days
APRUp to 36% p.a.
Apply now →VerifiedThanvir Bros Pvt Ltd and Sonu Marketing Pvt Ltd (named RBI-registered NBFC lending partners); platform operated by Flexidigital Tech India Pvt LtdKFS: not-foundLast checked: 2026-08-21View source →
Named on 10 of 92 pages in this group19
Zype
Respo Financial Capital Private Limited
AmountUp to ₹5 lakh
Tenure6 to 36 months
APR18% to 34% per annum, depending on borrower profile
Apply now →Named on 2 of 92 pages in this group
20
Aditya Birla Capital
Aditya Birla Finance Limited
AmountMinimum personal loan amount is about Rs 50,000, while the maximum is up to ₹50 lakhs.
TenureTenure 1 to 7 Years (per EMI calculator tool)
APRIndicative range of Rate of Interest: 10% p.a. to 28% p.a.; also stated: Personal Loan Starting at 10.99%* p.a.
Apply now →Named on 9 of 92 pages in this group
21
Paytm
Platform — loans via partner lenders
Amount₹5,000 to ₹15,00,000
Tenure3 to 84 months (FAQ elsewhere cites 3–60 months)
APRStarting from 9% p.a. (reducing balance); EMI calculator cites a range of 10.99%–36%
Apply now →Relationship unclearPlatform — loans via partner lendersKFS: not-foundLast checked: 2026-08-21View source →
Named on 13 of 92 pages in this groupRelationship unclearApp brand — loans via partner NBFCKFS: not-foundLast checked: 2026-08-21View source →
Named on 4 of 92 pages in this groupNamed on 48 of 92 pages in this group
Named on 10 of 92 pages in this group
Not disclosedMahindra & Mahindra Financial Services LimitedKFS: not-foundLast checked: 2026-08-21View source →
Named on 2 of 92 pages in this groupNamed on 14 of 92 pages in this group
Named on 17 of 92 pages in this group
Named on 33 of 92 pages in this group
Named on 35 of 92 pages in this group
Amount, tenure and APR are shown only where we have independently verified the figure from the lender's own source — where we don't, you see "—" rather than a marketing number. Commercial partnerships never change the order above.
Side-by-side comparison
Tick "Compare" on up to three lenders above to see them side by side.
Field
Airtel Finance
Marketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money Limited
CASHe
Bhanix Finance and Investment Limited
DMI Finance
DMI Finance Private Limited
Fibe
Multi-lender marketplace — 13 named partner NBFCs including EarlySalary Service Private Limited (Fibe's own group NBFC, formerly Ashish Securities Private Limited), KrazyBee Services, Northern Arc Capital, Incred Financial Services, HDB Financial Services, Vivriti Capital, Kisetsu Saison Finance (India), Piramal Finance, Tata Capital, Cholamandalam Investment & Finance, Oxyzo Financial Services, Mirae Asset Financial Services (India), SMFG India Credit
Finnable
Finnable Technologies Private Limited (platform operator) — loans routed via Finnable Credit Private Limited (own NBFC arm) and partner NBFCs/banks
Hero FinCorp
Hero FinCorp Limited
Home Credit India
Home Credit India Finance Private Limited
IIFL Finance
IIFL Finance Limited
Kissht
Si Creva Capital Services Private Limited
LazyPay
PayU Finance India Private Limited
LoanTap
LoanTap Credit Products Private Limited (LoanTap's own NBFC arm) plus 30+ additional partner NBFCs/banks
Money View
Multi-lender marketplace — 15+ named partner NBFCs/banks (e.g. Clix Capital, DMI Finance, Northern Arc, SMFG India Credit, Piramal Finance, Vivriti Capital, Aditya Birla Capital, Credit Saison, Cholamandalam Investment & Finance, Oxyzo, South Indian Bank, PayU Finance, Wizdm Finance, BharatPe, Grow Money Capital)
mPokket
mPokket Financial Services Private Limited
Poonawalla Fincorp
Poonawalla Fincorp Limited
Shriram Finance
Shriram Finance Limited
Stashfin
Akara Capital Advisors Private Limited
State Bank of India
State Bank of India
TrustPaisa
Thanvir Bros Pvt Ltd and Sonu Marketing Pvt Ltd (named RBI-registered NBFC lending partners); platform operated by Flexidigital Tech India Pvt Ltd
Zype
Respo Financial Capital Private Limited
Aditya Birla Capital
Aditya Birla Finance Limited
Paytm
Platform — loans via partner lenders
RapidRupee
App brand — loans via partner NBFC
Bajaj Finserv
Bajaj Finance Limited
HDB Financial Services
HDB Financial Services Limited
Mahindra Finance
Mahindra & Mahindra Financial Services Limited
Muthoot Finance
Muthoot Finance Limited
Navi
Navi Finserv Limited
SMFG India Credit
SMFG India Credit Company Limited
Tata Capital
Tata Capital Limited
Loan amount
Personal Loan (Flexi Credit): marketed 'up to ₹1000000 Instant Loan' (site also references up to ₹9-10 lakh range)
₹15,000 to ₹3,00,000
Personal Loan up to ₹10,00,000
Up to ₹10,00,000, described as instant and collateral-free
Up to ₹10 lakhs; EMIs cited 'as low as ₹3,000'
₹50,000 to ₹7 lakh
₹10,000 to ₹4.8 Lakhs (₹4,80,000)
₹5,000 to ₹5,00,000
Up to ₹5,00,000
—
Personal loans: up to ₹10 lakhs. Business/MSME loans: up to ₹10 lakhs. E-Bike loans: ₹20,000–₹2,00,000.
₹5,000 to ₹10,00,000
Loans / credit limit up to ₹2,00,000
₹1 Lakh to ₹50 Lakh
Up to ₹10,00,000
Up to ₹5,00,000
Minimum ₹1 lakh, up to ₹50 lakhs
₹3,000 – ₹45,000
Up to ₹5 lakh
Minimum personal loan amount is about Rs 50,000, while the maximum is up to ₹50 lakhs.
₹5,000 to ₹15,00,000
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—
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—
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Tenure
—
3 to 18 months
—
—
—
12 to 36 months
12 to 60 months
3 months to 42 months
6 to 60 months
—
Personal loans: up to 60 months. Business loans: up to 36 months.
3 to 60 months (5 years)
Site describes lump-sum or EMI repayment flexibility but no numeric tenure range on homepage
12–84 months
12 to 60 months
3–48 months
Minimum 6 months, maximum 84 months
91 – 365 days
6 to 36 months
Tenure 1 to 7 Years (per EMI calculator tool)
3 to 84 months (FAQ elsewhere cites 3–60 months)
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—
—
—
—
—
—
—
APR
'Interest @ 12.75% p.a.' shown as a starting/from rate; actual rate varies by matched partner lender
—
11.99% onwards
—
—
Starting from 18% p.a.; range stated as Min 18% Max 30%
21% to 39.5%
12.75%–44% p.a. per main text; a separate rates section lists '12%–28% (Fixed)' — figures conflict.
Starting from 1% per month
—
—
Starting from 1.16% per month (14% annually*)
—
Starting at 9.99% p.a.
Starting at 11%* p.a.
"0% for up to 30 days. 0%–39% rates applicable after the interest-free period"; APR range separately cited as 10%–45%
Starting from 10.00%* p.a. (rate table effective w.e.f. 01.04.2026)
Up to 36% p.a.
18% to 34% per annum, depending on borrower profile
Indicative range of Rate of Interest: 10% p.a. to 28% p.a.; also stated: Personal Loan Starting at 10.99%* p.a.
Starting from 9% p.a. (reducing balance); EMI calculator cites a range of 10.99%–36%
—
—
—
—
—
—
—
—
Processing fee
2–5% + GST
—
3.25%
—
—
Minimum 2.5% + applicable GST
Up to 3.9% of the loan amount
2%–9% + GST, plus up to ₹500 additional 'Convenience Fee'.
—
—
—
Starting from 2% of the approved loan amount
—
Up to 4% (plus applicable taxes) per rates page; FAQ elsewhere states 'up to 3%' — figures conflict.
Up to 5%*
Transaction Fee: 3% + 18% GST
Up to 1.50% of the loan amount (min ₹1,000, max ₹15,000) + GST; waivers for certain customer categories
Up to 15% of loan amount, one-time, deducted at disbursal; GST applicable
—
Up to 4% of the Loan Sanctioned Amount
0–3% of loan amount, plus 18% GST on the fee
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—
—
—
—
—
—
—
Legal lender / entity
Marketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money Limited
Bhanix Finance and Investment Limited
DMI Finance Private Limited
Multi-lender marketplace — 13 named partner NBFCs including EarlySalary Service Private Limited (Fibe's own group NBFC, formerly Ashish Securities Private Limited), KrazyBee Services, Northern Arc Capital, Incred Financial Services, HDB Financial Services, Vivriti Capital, Kisetsu Saison Finance (India), Piramal Finance, Tata Capital, Cholamandalam Investment & Finance, Oxyzo Financial Services, Mirae Asset Financial Services (India), SMFG India Credit
Finnable Technologies Private Limited (platform operator) — loans routed via Finnable Credit Private Limited (own NBFC arm) and partner NBFCs/banks
Hero FinCorp Limited
Home Credit India Finance Private Limited
IIFL Finance Limited
Si Creva Capital Services Private Limited
PayU Finance India Private Limited
LoanTap Credit Products Private Limited (LoanTap's own NBFC arm) plus 30+ additional partner NBFCs/banks
Multi-lender marketplace — 15+ named partner NBFCs/banks (e.g. Clix Capital, DMI Finance, Northern Arc, SMFG India Credit, Piramal Finance, Vivriti Capital, Aditya Birla Capital, Credit Saison, Cholamandalam Investment & Finance, Oxyzo, South Indian Bank, PayU Finance, Wizdm Finance, BharatPe, Grow Money Capital)
mPokket Financial Services Private Limited
Poonawalla Fincorp Limited
Shriram Finance Limited
Akara Capital Advisors Private Limited
State Bank of India
Thanvir Bros Pvt Ltd and Sonu Marketing Pvt Ltd (named RBI-registered NBFC lending partners); platform operated by Flexidigital Tech India Pvt Ltd
Respo Financial Capital Private Limited
Aditya Birla Finance Limited
Platform — loans via partner lenders
App brand — loans via partner NBFC
Bajaj Finance Limited
HDB Financial Services Limited
Mahindra & Mahindra Financial Services Limited
Muthoot Finance Limited
Navi Finserv Limited
SMFG India Credit Company Limited
Tata Capital Limited
Verification status
Verified
Verified
Verified
Verified
Verified
Verified
Verified
Verified
Verified
Verified
Verified
Verified
Verified
Verified
Verified
Verified
Verified
Verified
Verified
Relationship unclear
Relationship unclear
Relationship unclear
Not disclosed
Not disclosed
Not disclosed
Not disclosed
Not disclosed
Not disclosed
Not disclosed
Key Facts Statement (KFS)
Available
Not found
Not found
Available
Not found
Available
Not found
Not found
Available
Not found
Not found
Not found
Not found
Not found
Not found
Not found
Not found
Not found
Available
Not found
Not found
Not found
Not found
Not found
Not found
Not found
Not found
Not found
Not found
Last checked
2026-08-21
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Source
Loan pages behind this ranking92 pages
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How we rank instant cash & same-day loans
This list is the union of every lender named across 92 RupeeRahi loan pages in the "Instant cash & same-day loans" group, deduplicated by brand. We do not have a verified total-cost figure for most lenders yet, so we cannot honestly rank by cost. Instead we rank by evidence: lenders whose regulated entity is verified from an official source come first, then everyone else, alphabetically within each group.
We do not rank by commission, and a commercial relationship with a lender never changes this order or the facts shown next to its name. Full disclosure: how we make money.